Merchant Helpdesk Associate
Rak Bank- Location
- United Arab Emirates
- Workplace
- —
- Employment
- Full Time
- Salary
- —
Posted yesterday
What You’ll Be Doing
Merchant Support & Service Excellence
- Handle merchant enquiries, service requests, and complaints professionally and within agreed service levels.
- Provide support across POS terminals, payment acceptance, merchant onboarding, settlements, transactions, and digital acquiring services.
- Understand merchant requirements and provide clear guidance on available solutions.
- Deliver a consistent and positive merchant experience across every interaction.
Issue Resolution & Troubleshooting
- Investigate and resolve merchant issues efficiently through approved support channels.
- Troubleshoot POS, transaction, settlement, and digital acquiring queries.
- Escalate unresolved or critical issues to the appropriate teams and follow through until closure.
- Support service recovery activities during system outages or operational disruptions.
Stakeholder Coordination
- Work closely with Acquiring Operations, Technology, Digital, Finance, Fraud Risk, Product teams, and external vendors.
- Coordinate across relevant teams to ensure seamless and timely service delivery.
- Maintain clear communication with merchants on the status and resolution of their requests.
- Build effective relationships with internal stakeholders and support partners
Reporting & Documentation
- Maintain accurate records of merchant interactions, service requests, complaints, and resolutions.
- Prepare operational reports covering incidents, complaint trends, service performance, and recurring issues.
- Identify patterns and improvement opportunities through service data and merchant feedback.
- Ensure all records are complete, accurate, and maintained within designated systems.
Governance & Continuous Improvement
- Adhere to the Bank’s policies, operational procedures, regulatory requirements, card scheme rules, and information security standards.
- Meet established service-level, quality, and productivity expectations.
- Contribute to initiatives that improve merchant experience and operational efficiency.
- Identify suitable opportunities to introduce merchants to relevant products or services.
What We’re Looking For
Education
- Bachelor’s degree in Banking, Finance, Business Administration, or a related discipline.
Experience
- 1 to 2 years of experience in Merchant Services, POS Support, Payment Operations, Acquiring, Banking, Customer Service, or a similar role.
- Experience handling customer enquiries, complaints, and technical service requests is preferred.
- Bilingual capability would be an advantage.
Industry Exposure
- Understanding of merchant acquiring, POS terminals, card payments, settlements, and digital payment solutions.
- Exposure to payment operations, customer service platforms, or issue-management systems.
- Familiarity with service-level standards, compliance requirements, and card scheme regulations.
What’s In It For You
- Competitive, performance-linked compensation.
- Medical coverage for you and your family.
- Comprehensive life insurance.
- Exposure to merchant acquiring and the rapidly evolving digital payments landscape.
- Structured learning, professional development, and career growth opportunities.
- A collaborative and customer-focused working environment.
- Opportunity to build your career within one of the UAE’s leading banks.
Skills
- Merchant Service: Strong commitment to delivering responsive and professional support.
- Communication: Clear verbal and written communication with strong listening skills.
- Problem Solving: Ability to investigate issues and identify practical solutions.
- Payments Knowledge: Understanding of POS, acquiring, settlements, and digital payment services.
- Stakeholder Coordination: Ability to work effectively with Operations, Technology, Product, Risk, and vendors.
- Attention to Detail: Accurate documentation, record keeping, and follow-through.
- Customer Focus: Ability to understand merchant needs and deliver a positive service experience.
- Commercial Awareness: Ability to identify relevant opportunities while addressing merchant requirements.
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