Business Systems Analyst (BSA) -Temonos

Job Title

Business Systems Analyst (BSA) -Temonos

100% Remote

Experience Required

5+ Years

Role Summary

We are seeking a highly skilled Business Systems Analyst (BSA) with deep expertise in Temenos T24 to operate at the intersection of financial product design, accounting, data analysis, and technology delivery within a regulated financial services environment. This is a hands-on, delivery-oriented role requiring strong capability in translating complex banking requirements into well-designed and configurable Temenos T24 Arrangement Architecture (AA) solutions.

The role involves working on core banking initiatives supporting everyday banking, deposits, and lending products. The ideal candidate is a self-starter who is structured, pragmatic, and capable of managing accountability in a complex and fast-changing environment.

Key Responsibilities

Financial Product & Core Banking Analysis

• Lead analysis and design of financial products in Temenos T24, including:
• Everyday banking products (chequing and savings accounts)
• Term deposit products
• Lending products (loans, lines of credit, mortgages)
• Translate business and product requirements into clear, testable functional and non-functional specifications aligned with T24 capabilities.

Design product features including

• Interest calculation methods and accruals
• Charge plans and service fee structures

Product lifecycle rules and behaviors

• Ensure requirements are complete, traceable, and aligned with business, regulatory, and accounting standards.

Temenos T24 & Arrangement Architecture (AA)

• Configure and support

Temenos T24 Arrangement Architecture (AA) products, including

• Properties, conditions, and business rules
• Interest, fee, and accounting configurations

Design and configure

• Demand account products for everyday banking
• Term deposit products including maturity, renewal, and rate structures

Lending products including

• Payment rules and schedules
• Delinquency handling
• Arrears and collections logic
• Good understanding of syndicated lending concepts (preferred).

Accounting & Financial Controls

• Apply strong knowledge of core banking accounting principles and practices.
• Design, validate, and troubleshoot accounting entries generated by T24, including:
• Interest income
• Interest expense
• Accruals and reversals
• Support reconciliation and balancing activities, including root cause analysis of breaks.
• Collaborate with Finance and Operations teams to resolve accounting and data discrepancies.
• Ensure solutions support auditability, transparency, and regulatory compliance.

Business & Technical Analysis

• Lead end-to-end business requirements analysis from intake to delivery.
• Assess technical impacts, dependencies, risks, and downstream system effects.

Document solutions using structured analysis techniques such as

• Process flows
• Sequence diagrams
• Data models (UML where applicable)
• Apply understanding of object-oriented concepts to interpret system behavior and validate technical solutions.
• Act as a bridge between business stakeholders and technical teams.

Data Analysis & Integration Awareness

Perform complex data analysis using SQL for

• Requirements validation
• Issue investigation
• Posting and reconciliation validation
• Understand system integrations and data flows between Temenos T24 and upstream/downstream systems.
• Support integration and interface documentation activities.

Backlog & Delivery Management

• Create and maintain structured product backlogs in Azure DevOps, including:
• Epics
• Features
• User stories
• Acceptance criteria
• Collaborate with delivery teams to refine, prioritize, and manage backlog items.
• Manage dependencies, risks, and release impacts effectively.

Testing & Change Support

• Define and support test strategies and detailed test plans.
• Support SIT and UAT activities, including defect triage and resolution.

Participate in change management activities such as

• Impact assessments
• Stakeholder communication
• Release readiness planning
• Support incident analysis and issue resolution through to closure.

Stakeholder Management & Communication

Act as a key liaison between

• Business stakeholders
• Finance and Operations teams
• Technology, Architecture, and Integration teams
• External vendors
• Manage requirements and stakeholder expectations across initiatives.
• Communicate complex business, accounting, and technical concepts clearly to both technical and non-technical audiences.
• Escalate issues appropriately and drive end-to-end resolution.

Essential Skills

• 5+ years of experience as a Business Analyst, Systems Analyst, or Technical Analyst in complex environments.
• Strong hands-on experience with Temenos T24 and Arrangement Architecture (AA).

Experience designing and configuring

• Demand banking products
• Term deposit products

Lending products

Strong understanding of

• Interest accruals
• Interest income and expense

Accounting postings and reconciliations

• Strong SQL skills and experience working with data directly.
• Technical understanding sufficient to interpret system behavior and constraints.
• Hands-on experience with Azure DevOps.

Professional Skills

• Excellent written and verbal communication skills.
• Ability to communicate effectively across technical and business audiences.
• Strong organizational, analytical, and problem-solving skills.
• High attention to detail and accountability.
• Ability to operate effectively in complex and dynamic environments.

Keywords

• Temenos T24
• Arrangement Architecture (AA)
• Core Banking
• Business Systems Analysis
• Financial Products
• Lending Products
• Deposits
• SQL
• Azure DevOps
• Accounting Reconciliation
• Interest Accruals
• Data Analysis
• UML
• Core Banking Systems

Experience Required

5+ Years