Product Manager - Instalments as a Service

Product Manager

• Manage the day-to-day delivery of our instalments capability, enhancing propositions that improve outcomes for customers.
• Help redefine everyday spending by building new propositions that meet emerging customer needs.
• Keep our instalments capability reliable, by running a resilient service that supports over half a million customers.

Do Work That Matters

Be part of the team at the heart of how CommBank serves Australia. Retail Banking Services (RBS) supports more than 10 million personal and small business customers with market-leading products, services and digital experiences. Within RBS, our Consumer Spending crew is reimagining how customers pay, borrow, and manage their everyday spending. Join a team where you'll have a positive impact on customers' lives and build a rewarding career.

See yourself in our team

The Consumer Spending Crew has end-to-end responsibility for CommBank’s retail credit cards and our key consumer spending propositions, including our Buy Now, Pay Later (BNPL) product StepPay. Within Consumer Spending, our cross-functional Instalments as a Service squad owns the instalments platform that powers StepPay and is evolving how it can extend to new customers and use cases.

As Product Manager, you'll own the day-to-day management of our instalments capability, partnering with Technology to keep out products performing while shaping improvements that deliver real value for customers.

• Identify, develop and refine customer propositions, drawing on Voice of Customer feedback and working with product areas across the Bank.
• Monitor the product marketplace, trends and competitors, recommending new propositions and enhancements.
• Manage end-to-end delivery of instalments features, that enhance customer experiences and drive business growth, from discovery through to release and optimisation.
• Define clear business requirements that unlock customer, risk and commercial outcomes.
• Oversee release and change management, to safely enable the desired customer and business outcomes.
• Manage complex product enquiries and complaints, supporting customers and frontline.
• Operate within the Product Model and Pace frameworks to support the squad delivering outcomes against our OKRs.
• Manage operational risk incidents and issues, uplifting controls where required.
• Build strong relationships with stakeholders across Technology, Analytics, Risk, Legal, Compliance and other Product areas.

We're interested in hearing from

Those with a strong delivery background who enjoy running and improving a product and working closely with Technology and partner teams.

You

• Have solid product management experience with a strong delivery background across both customer-facing and back-end technology domains.
• Have a strong customer outcome focus, using customer insight and performance data to continuously improve the product.
• Are confident managing enquiries, incidents, complaints and the ongoing day-to-day of a product with sound judgement.
• Partner closely with Technology to understand systems and processes.
• Collaborate effectively within a cross-functional squad and with partner teams.

If this opportunity excites you, we'd love to hear from you. Apply today.

Working with us

At CommBank, we're committed to creating an accessible, inclusive and respectful workplace. If you require support or adjustments, please let us know. We welcome applications from people of all backgrounds, and we're particularly committed to making a positive difference for Aboriginal and/or Torres Strait Islander Peoples. For support, please contact 1800 989 696.

If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.

We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.

Advertising End Date

12/11/2026